Legal Services for Buying a Home
in Ontario
Buying a home is one of the biggest financial commitments you’ll ever make—and it comes with a mountain of legal details that need to be handled correctly. At Jaramillo Law PC, we don’t just help you close the deal—we make sure you’re protected every step of the way.
Whether you’re a first-time buyer or an experienced investor, our legal team ensures your purchase is smooth, secure, and stress-free.
What Happens When You Buy a Home?
Once your offer is accepted, you’ll sign an Agreement of Purchase and Sale (APS)—a binding contract that outlines the terms of your deal. But before you sign (and even after you do), you’ll want legal professionals in your corner to ensure your rights and investment are protected.
We guide you through each stage of the process, from offer to closing day.
Our Home Purchase Legal Services Include:
Review of the Agreement of Purchase and Sale
Before anything is finalized, we thoroughly review the APS to ensure the terms are legally sound and in your best interest. If any changes are needed, we’ll explain them in plain English and help negotiate where necessary.
Conducting a Title Search
We investigate the property’s title history to confirm there are no liens, easements, unpaid taxes, boundary issues, or other legal problems that could impact your ownership.
Review of Seller’s Legal Documents
We carefully examine all documents prepared by the seller’s lawyer—ensuring that what you’re buying matches what’s promised, including details about property boundaries, fixtures, and any obligations on your part.
Preparation of Mortgage Documents
If you’re financing your purchase, we’ll prepare and review all mortgage documents to ensure they align with your lender’s terms and your personal financial interests. We also ensure the funds are properly secured and distributed at closing.
Lien & Debt Clearance
Before you take possession, we ensure there are no liens, debts, or other claims registered against the property that could affect your title or result in costly surprises after closing.
Liaising with Your Lender or Mortgage Broker
We coordinate directly with your bank or mortgage broker to gather required documentation, confirm closing funds, and ensure a seamless financing process—saving you time and preventing last-minute issues.
Arrangement of Title Insurance
Title insurance is a crucial layer of protection for any buyer. We help you secure the right policy to cover risks such as fraud, title defects, survey errors, or zoning violations—giving you peace of mind well beyond closing day.
Why Buyers Choose Jaramillo Law PC
Real estate transactions aren’t just about keys and contracts—they’re about protecting your future. Here’s why clients across the GTA trust us with their home purchases:
- We catch legal issues before they become costly mistakes
- We work directly with real estate agents, mortgage brokers, and lenders
- We explain everything in plain language so you’re never left in the dark
- We offer personalized service that puts your goals first
Whether you’re buying in Toronto, Mississauga, Vaughan, Newmarket, or beyond—our experienced team is ready to help.
Buying a Home? Let’s Do It Right.
Let us help you feel confident at every step of your purchase. Contact Jaramillo Law PC for a detailed, personalized consultation today.
